Insurance will not cover for many reasons, there is also depend upon the Insurance Policy.
If any damage and disability occurs because of any ill legal activity,civil war, admitted in any organization for terrorism or violence then Insurance will not cover.
A Policy holder intentionally did any work to injure himself. Attempt to suicide, dunked and drug took before the event happen then the Life Insurance will not cover.
Policy holder dies or hospitalized form AIDS then this policy will became useless. Additionally, underwater non natural breathing, injured with radioactive things,
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